---
name: Ratio
domain: ratiotech.com
kind: product
relation: competitor
segment: recurring billing and subscription management
descGrounded: 0.85
---

# Ratio

A B2B BNPL platform that converts annual contracts into instant cash and provides embedded financing for SaaS and tech companies.

**Route:** surfaced by the recurring billing and subscription management lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Sells the same embedded B2B payment and financing capability to the same SaaS and tech companies that would shortlist Stripe's financial infrastructure for managing subscriptions and invoicing.

**Receipts** (verbatim from its page this run):

> Convert your annual contracts to instant cash.

> Close your deals faster with embedded financing. Get instant cash for the full value of the contract!

**Edges:**

- competitor [[exalate-com]]
- competitor [[zuora-com]]
- competitor [[stripe-com]]
- competitor [[sardine-ai]]
- competitor [[docker-com]]
- competitor [[chargeback-io]]
