---
name: Modern Treasury
domain: moderntreasury.com
kind: product
relation: competitor
segment: online payment acceptance
descGrounded: 0.7
---

# Modern Treasury

A payment-operations platform selling one API for multi-rail payments, programmable accounts, and stablecoin orchestration to businesses that need to build money movement into their products.

**Route:** surfaced by the online payment acceptance lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Sells the same multi-rail payment infrastructure capability to the same buyer that would shortlist the anchor for accepting payments, managing subscriptions, and embedding financial services.

**Receipts** (verbatim from its page this run):

> One API for multi-rail payments, programmable accounts, real-time reporting, and built-in compliance.

> Whether you’re moving money via ACH, settling with FedNow, or paying out in stablecoins, Modern Treasury gives you one system to manage it all.

> Open accounts for individuals and businesses. Move fiat and stablecoin payments backed by a real-time ledger.

**Edges:**

- competitor [[stripe-com]] *(inferred)*
