---
name: Sila
domain: silamoney.com
kind: product
relation: competitor
segment: online payment acceptance
descGrounded: 0.73
---

# Sila

A payments platform selling an ACH API, virtual accounts, and instant settlement rails to fintech developers building money-movement features.

**Route:** surfaced by the online payment acceptance lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Sells the same payment-infrastructure API capability — ACH transfers, instant settlement, virtual accounts — to the same fintech and software buyers who would shortlist Stripe for embedded payments.

**Receipts** (verbatim from its page this run):

> Sila is The Money API for Fintech

> Sila’s end-to-end payments platform streamlines building and launching fintech apps and embedded payments products.
