---
name: OpenACH
domain: openach.com
kind: product
relation: substitute
segment: online payment acceptance
descGrounded: 0.73
---

# OpenACH

An open-source ACH payment processing platform that businesses install themselves to originate payments through their own bank.

**Route:** surfaced by the online payment acceptance lane's de-branded queries → substitute to stripe.com.

**Why it's on the map:** Lets a business bypass Stripe's payment infrastructure by running its own ACH origination directly with a bank, removing the need for Stripe's financial APIs.

**Receipts** (verbatim from its page this run):

> free, open-source, secure web-based ACH origination and payment processing platform

> It also allows you to shop around to find the bank with the best ACH processing rates
