---
name: Cross River
domain: crossriver.com
kind: product
relation: competitor
segment: online payment acceptance
descGrounded: 0.56
---

# Cross River

A banking-as-a-service provider offering API-based financial infrastructure including payments, card issuing, lending, and deposit accounts for businesses.

**Route:** surfaced by the online payment acceptance lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Sells the same API-based payment and financial infrastructure to the same buyer — any business needing to accept payments, manage recurring billing, or embed financial services — that would shortlist Stripe.

**Receipts** (verbatim from its page this run):

> API-Based Financial Solutions for Business

> FDIC-insured accounts delivered via modern APIs

> Embed lending, payments, and deposits for SMBs

**Edges:**

- competitor [[plaid-com]]
