---
name: Choco Up
domain: choco-up.com
kind: product
relation: substitute
segment: online payment acceptance
descGrounded: 0.54
---

# Choco Up

A revenue-based financing provider selling unsecured business loans, invoice financing, and merchant cash advances to fast-growing businesses.

**Route:** surfaced by the online payment acceptance lane's de-branded queries → substitute to stripe.com.

**Why it's on the map:** A business that chooses Choco Up's non-dilutive financing instead of using Stripe's capital or payment-based lending infrastructure would no longer need Stripe for that funding function.

**Receipts** (verbatim from its page this run):

> Flexible Financing for Fast-Growing Business

> Unsecured Business Financing

> Invoice Financing

**Edges:**

- competitor [[exalate-com]]
- competitor [[paypal-com]]
- competitor [[adyen-com]]
- competitor [[squareup-com]]
- competitor [[wise-com]]
- competitor [[stripe-com]]
- competitor [[gocardless-com]]
