---
name: Mono
domain: mono.co
kind: product
relation: competitor
segment: platform payments and embedded finance
descGrounded: 0.78
---

# Mono

An open banking API company selling financial data, payment, and identity verification APIs to African businesses.

**Route:** surfaced by the platform payments and embedded finance lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Sells payment APIs (DirectPay, DirectDebit, Disburse) and financial data connectivity that overlap with Stripe’s payment acceptance and banking infrastructure for African businesses, putting both on the same buyer’s shortlist.

**Receipts** (verbatim from its page this run):

> Powering African businesses with Open Banking Products

> DirectPay One-time bank payments DirectDebit Recurring bank payments

> Get high-quality customer data and build better experiences with the right APIs
