---
name: Pay Theory
domain: paytheory.com
kind: product
relation: competitor
segment: online payment acceptance
descGrounded: 0.68
---

# Pay Theory

A payments platform selling embedded payment and invoicing tools for SaaS platforms in must-pay industries like education, healthcare, and childcare.

**Route:** surfaced by the online payment acceptance lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Sells the same embedded-payments capability to the same SaaS platforms that would shortlist Stripe for subscription and invoicing workflows.

**Receipts** (verbatim from its page this run):

> Embedded Payments for Family-Service Platforms

> Pay Theory’s Embedded Payments are built to be integrated into the workflows that you’ve built
