---
name: Atoa
domain: paywithatoa.co.uk
kind: product
relation: competitor
segment: online payment acceptance
descGrounded: 0.61
---

# Atoa

A UK payment platform letting businesses accept Pay by Bank and card payments through one system.

**Route:** surfaced by the online payment acceptance lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Sells the same payment acceptance capability — including Pay by Bank, card terminals, online checkouts, and recurring payments — to the same UK businesses that would shortlist Stripe, with a one-system pitch and lower-fee claim.

**Receipts** (verbatim from its page this run):

> Accept Pay by Bank and card payments via one payment platform

> Collect payments via Pay by Bank or in-person card terminals
