---
name: Kipp
domain: letskipp.com
kind: product
relation: competitor
segment: platform payments and embedded finance
descGrounded: 0.6
---

# Kipp

A decline‑avoidance network that lets merchants pay issuers a premium to authorize otherwise‑declined card transactions.

**Route:** surfaced by the platform payments and embedded finance lane's de-branded queries → competitor to stripe.com.

**Why it's on the map:** Competitively solves the same acceptance‑rate problem the anchor resolves for merchants and issuers, but via a network‐based premium model rather than the anchor’s infrastructure layer; a buyer choosing Kipp would no longer need the anchor for card‑decline prevention.

**Receipts** (verbatim from its page this run):

> the issuer-merchant network to avoid insufficient funds card declines before they happen.

> Merchants can increase conversion by paying a premium to avoid a decline

> issuers gain a new revenue stream and higher authorization rates.
